Actuarial Science Advisory Board
The BYU Actuarial Advisory Board is a collection of actuarial professionals with industry experience and a broad range of exposure to hiring practices and company actuarial student programs. Its mission is to assist BYU’s Statistics Department and Actuarial faculty in raising the level of effectiveness of the actuarial program by:
• providing feedback and recommendations that help shape the direction and future of the educational experience and career opportunities that students receive in connection with their studies in the BYU actuarial program;
• identifying opportunities to enhance BYU’s ability to produce competitive actuarial graduates as well as promoting the visibility and reputation of the Program; and
• encouraging alumni involvement with the actuarial program as well as assisting with fundraising efforts.
Board Members
Rob Bachler, FSA, FCAS, MAAA
PRINCIPAL & CONSULTING ACTUARY, MILLIMAN
BYU – BS IN STATISTICS/ACTUARIAL SCIENCE • BYU – MS IN STATISTICS
Rob Bachler is a Principal in Milliman’s Seattle Health Practice. His primary clients include Medicare Advantage plans and companies in the reinsurance and employer stop loss industries. He provides these clients with assistance in areas of expertise such as pricing, reserving, business analytics, and mergers and acquisitions. Prior to joining Milliman in 2008, Rob spent several years at Munich Re America, one of the largest reinsurance companies in the U.S., where he was responsible for actuarial management of clients covering several product lines. Rob served as the lead actuary at Educators Mutual Insurance Association in Murray, Utah before joining Munich Re.
Rob is a Fellow of the Society of Actuaries and the Casualty Actuarial Society and a member of the American Academy of Actuaries. He earned a Master’s degree in Statistics and a Bachelor’s degree in Statistics (actuarial emphasis), both from BYU.
Rob currently serves as the Chair of BYU’s Actuarial Advisory Board.
BYU – BS IN STATISTICS/ACTUARIAL SCIENCE • BYU – MS IN STATISTICS
Rob Bachler is a Principal in Milliman’s Seattle Health Practice. His primary clients include Medicare Advantage plans and companies in the reinsurance and employer stop loss industries. He provides these clients with assistance in areas of expertise such as pricing, reserving, business analytics, and mergers and acquisitions. Prior to joining Milliman in 2008, Rob spent several years at Munich Re America, one of the largest reinsurance companies in the U.S., where he was responsible for actuarial management of clients covering several product lines. Rob served as the lead actuary at Educators Mutual Insurance Association in Murray, Utah before joining Munich Re.
Rob is a Fellow of the Society of Actuaries and the Casualty Actuarial Society and a member of the American Academy of Actuaries. He earned a Master’s degree in Statistics and a Bachelor’s degree in Statistics (actuarial emphasis), both from BYU.
Rob currently serves as the Chair of BYU’s Actuarial Advisory Board.
Rachel Barnett, FSA, CERA, MAAA
ACTUARIAL CONSULTANT, HEALTH CARE SERVICE CORPORATION
BYU – BS IN ACTUARIAL SCIENCE
Rachel is an Actuarial Consultant at Health Care Service Corporation. She has held various director level roles at HCSC and has experience in areas including Group Pricing, Health Care Management Analytics, Financial Planning and Analysis and Competitive Network Analytics. Rachel has spent her entire career at HCSC.
Rachel graduated from BYU with a BS in Actuarial Science. She is a Fellow of the Society of Actuaries, a Chartered Enterprise Risk Analyst, and a member of the American Academy of Actuaries. Rachel currently resides in the Denver, Colorado area.
BYU – BS IN ACTUARIAL SCIENCE
Rachel is an Actuarial Consultant at Health Care Service Corporation. She has held various director level roles at HCSC and has experience in areas including Group Pricing, Health Care Management Analytics, Financial Planning and Analysis and Competitive Network Analytics. Rachel has spent her entire career at HCSC.
Rachel graduated from BYU with a BS in Actuarial Science. She is a Fellow of the Society of Actuaries, a Chartered Enterprise Risk Analyst, and a member of the American Academy of Actuaries. Rachel currently resides in the Denver, Colorado area.
Jonathan Blake, FCAS, MAAA
VICE PRESIDENT & LEAD ACTUARY, THE HANOVER GROUP
BYU – BS IN STATISTICS ∙ BYU – MS IN STATISTICS
For over twenty five years, Jonathan Blake has been employed in a variety of actuarial roles. He is currently the Vice President and Lead Actuary at The Hanover Group. In this position, he assesses the financial strength of over three billion dollars in domestic reserve position, as well as leads various corporate actuarial initiatives. He also partners with the Personal, Commercial, and Specialty businesses units, where he helps the units engage in profitable growth strategic initiatives.
Jonathan graduated magna cum laude with B.S. and M.S. degrees from the Department of Statistics in the College of Physical and Mathematical Sciences at BYU. He has previously worked in Ohio, Texas, and Massachusetts and served as president, vice president, and board member of the Casualty Actuaries of New England. He is a Fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries. Jonathan and his wife, Julia, have six children.
BYU – BS IN STATISTICS ∙ BYU – MS IN STATISTICS
For over twenty five years, Jonathan Blake has been employed in a variety of actuarial roles. He is currently the Vice President and Lead Actuary at The Hanover Group. In this position, he assesses the financial strength of over three billion dollars in domestic reserve position, as well as leads various corporate actuarial initiatives. He also partners with the Personal, Commercial, and Specialty businesses units, where he helps the units engage in profitable growth strategic initiatives.
Jonathan graduated magna cum laude with B.S. and M.S. degrees from the Department of Statistics in the College of Physical and Mathematical Sciences at BYU. He has previously worked in Ohio, Texas, and Massachusetts and served as president, vice president, and board member of the Casualty Actuaries of New England. He is a Fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries. Jonathan and his wife, Julia, have six children.
Amanda Budiana, ASA
MANAGER, MANULIFE SINGAPORE
BYU – BS IN ACTUARIAL SCIENCE
Amanda is currently a Manager at Manulife Singapore, responsible for
Embedded Value reporting. She has experience in pricing, reinsurance, and
valuation in different markets in Asia.
After graduating Cum Laude from BYU, she began her career with
Reinsurance Group of America (RGA) in Hong Kong as part of the Asia
Graduate Program. She worked on pricing and business management for the
Southeast Asian business. Prior to moving to Singapore, Amanda worked at
Prudential Indonesia where she led a pricing sub team as well as the New
Business reporting team.
Amanda is an Associate in the Society of Actuaries.
BYU – BS IN ACTUARIAL SCIENCE
Amanda is currently a Manager at Manulife Singapore, responsible for
Embedded Value reporting. She has experience in pricing, reinsurance, and
valuation in different markets in Asia.
After graduating Cum Laude from BYU, she began her career with
Reinsurance Group of America (RGA) in Hong Kong as part of the Asia
Graduate Program. She worked on pricing and business management for the
Southeast Asian business. Prior to moving to Singapore, Amanda worked at
Prudential Indonesia where she led a pricing sub team as well as the New
Business reporting team.
Amanda is an Associate in the Society of Actuaries.
Michael S. Clark, FSA, CFA, EA, FCA
SENIOR VICE PRESIDENT, GALLAGHER
BYU - BS IN STATISTICS/ ACTUARIAL SCIENCE
Michael Clark is a Senior Vice President at Gallagher based in Denver, Colorado. He consults on all aspects of financial risk management for Gallagher’s clients including for defined benefit plans, retiree medical plans, and defined contribution plans. He also has led numerous clients through pension risk transfers as well as other complex, strategic pension projects including plan terminations.
He is a past President of the Conference of Consulting Actuaries and is the host of the CCA’s Leadership Development podcast. He is also the Executive Director of the International Association of Consulting Actuaries, a Section of the International Actuarial Association. He is a Fellow of the Society of Actuaries, an Enrolled Actuary, a Chartered Financial Analyst Charterholder, a Fellow of the Conference of Consulting Actuaries, and a Member of the American Academy of Actuaries. He also holds a Series 3 license from FINRA. Michael graduated magna cum laude from Brigham Young University with a BS in Statistics.
BYU - BS IN STATISTICS/ ACTUARIAL SCIENCE
Michael Clark is a Senior Vice President at Gallagher based in Denver, Colorado. He consults on all aspects of financial risk management for Gallagher’s clients including for defined benefit plans, retiree medical plans, and defined contribution plans. He also has led numerous clients through pension risk transfers as well as other complex, strategic pension projects including plan terminations.
He is a past President of the Conference of Consulting Actuaries and is the host of the CCA’s Leadership Development podcast. He is also the Executive Director of the International Association of Consulting Actuaries, a Section of the International Actuarial Association. He is a Fellow of the Society of Actuaries, an Enrolled Actuary, a Chartered Financial Analyst Charterholder, a Fellow of the Conference of Consulting Actuaries, and a Member of the American Academy of Actuaries. He also holds a Series 3 license from FINRA. Michael graduated magna cum laude from Brigham Young University with a BS in Statistics.
Kara Kemsley, FCAS, MAAA
HEAD OF PRICING, ARCH RE
BYU – BS IN PHYSICS
Kara Kemsley currently serves as Head of Pricing for Arch Re in Bermuda
overseeing pricing for a wide range of P&C reinsurance treaties and working
closely with the underwriting team to structure reinsurance solutions. With her
team in Bermuda and Arch Re teams globally, she works to build and improve
pricing models, incorporate best practice pricing techniques, and help shape
underwriting strategy. She has spent the last 10 years of her career in Bermuda
after moving from Manhattan and has significant experience in both US and
global insurance and reinsurance markets. Prior to Arch Re, Kara worked as a
pricing actuary at Tokio Millennium Re (Bermuda), Ace Tempest Re (CT), and AIG (NYC).
Kara graduated with a B.S. in Physics from BYU. After graduating, she accepted an actuarial job with little understanding of what an actuary was and hasn’t looked back since. Kara is a Fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries. She is also currently a member of the CAS Reinsurance Research Group.
BYU – BS IN PHYSICS
Kara Kemsley currently serves as Head of Pricing for Arch Re in Bermuda
overseeing pricing for a wide range of P&C reinsurance treaties and working
closely with the underwriting team to structure reinsurance solutions. With her
team in Bermuda and Arch Re teams globally, she works to build and improve
pricing models, incorporate best practice pricing techniques, and help shape
underwriting strategy. She has spent the last 10 years of her career in Bermuda
after moving from Manhattan and has significant experience in both US and
global insurance and reinsurance markets. Prior to Arch Re, Kara worked as a
pricing actuary at Tokio Millennium Re (Bermuda), Ace Tempest Re (CT), and AIG (NYC).
Kara graduated with a B.S. in Physics from BYU. After graduating, she accepted an actuarial job with little understanding of what an actuary was and hasn’t looked back since. Kara is a Fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries. She is also currently a member of the CAS Reinsurance Research Group.
Sarah Redford, ASA, MAAA
SENIOR CONSULTANT, AON HEALTH SOLUTIONS
BYU – BS IN STATISTICS
Sarah currently is a Senior Consultant at Aon. She has been a health actuary at
Aon since the beginning of her professional career. She works on a variety
of client sizes and industries and helps analyze, project, and monitor their
self-funded medical, dental, and vision plans.
Sarah graduated from BYU with a BS in Statistics. She is an Associate of the
Society of Actuaries (ASA) and is a member of the American Academy of
Actuaries. Sarah currently resides in Boise, Idaho. When she is not working, she spends time with her young son outside (weather permitting) and is preparing to welcome a baby girl to her family.
BYU – BS IN STATISTICS
Sarah currently is a Senior Consultant at Aon. She has been a health actuary at
Aon since the beginning of her professional career. She works on a variety
of client sizes and industries and helps analyze, project, and monitor their
self-funded medical, dental, and vision plans.
Sarah graduated from BYU with a BS in Statistics. She is an Associate of the
Society of Actuaries (ASA) and is a member of the American Academy of
Actuaries. Sarah currently resides in Boise, Idaho. When she is not working, she spends time with her young son outside (weather permitting) and is preparing to welcome a baby girl to her family.
Dave Sandberg, FSA, CERA, MAAA
SENIOR CONSULTANT, CHARLES RIVERS ASSOCIATES
BYU – BA IN ECONOMICS
Dave Sandberg is a Senior Consultant with Charles Rivers Associates, specializing in expert witness work on life insurance topics. He is a former VP & Corporate Actuary with Allianz Life in Minneapolis and previously was the appointed actuary for LifeUSA Insurance Company, a major writer of deferred and equity indexed annuities, where he worked from 1989 until LifeUSA’s purchase by Allianz Life in 1999. Additional responsibilities have included GAAP & Statutory Reporting, Crediting Rate & Investment Strategies, Experience Analysis, Government Relations and Reinsurance.
Since the late 1990’s, Dave has been actively engaged professionally in developing principles for insurance statutory reserve and capital requirements, as well as emerging risk management principles, in the US and abroad.
He is a past President of the American Academy of Actuaries and a current Board member of the Society of Actuaries. He graduated from BYU with High Honors in 1981 in Economics with a minor in Philosophy and lives in the Twin Cities of Minnesota.
BYU – BA IN ECONOMICS
Dave Sandberg is a Senior Consultant with Charles Rivers Associates, specializing in expert witness work on life insurance topics. He is a former VP & Corporate Actuary with Allianz Life in Minneapolis and previously was the appointed actuary for LifeUSA Insurance Company, a major writer of deferred and equity indexed annuities, where he worked from 1989 until LifeUSA’s purchase by Allianz Life in 1999. Additional responsibilities have included GAAP & Statutory Reporting, Crediting Rate & Investment Strategies, Experience Analysis, Government Relations and Reinsurance.
Since the late 1990’s, Dave has been actively engaged professionally in developing principles for insurance statutory reserve and capital requirements, as well as emerging risk management principles, in the US and abroad.
He is a past President of the American Academy of Actuaries and a current Board member of the Society of Actuaries. He graduated from BYU with High Honors in 1981 in Economics with a minor in Philosophy and lives in the Twin Cities of Minnesota.
Steven B. White, FCAS
CHIEF ACTUARY, GUY CARPENTER
BYU – BS IN MATHEMATICS • BYU – MA IN ECONOMICS
Steven White currently serves as the Global Chief Actuary at Guy Carpenter. Current responsibilities include overseeing the development of all actuarial tools and advanced catastrophe modeling portfolio management tools. He also is responsible for standards and compliance within the actuarial area.
Prior to joining Guy Carpenter in 2000, he was a senior actuary for Swiss Re in its Chicago and Phoenix offices, responsible for all business underwritten in his business unit. He began his insurance career with the Allstate Insurance Company at its research and planning center before transferring to the firm's reinsurance division.
Steven is a Fellow of the Casualty Actuarial Society and serves on the Casualty Actuaries in Reinsurance (CARe) meeting steering committee. He has also served on the CAS Committee for Professionalism and Ethics.
BYU – BS IN MATHEMATICS • BYU – MA IN ECONOMICS
Steven White currently serves as the Global Chief Actuary at Guy Carpenter. Current responsibilities include overseeing the development of all actuarial tools and advanced catastrophe modeling portfolio management tools. He also is responsible for standards and compliance within the actuarial area.
Prior to joining Guy Carpenter in 2000, he was a senior actuary for Swiss Re in its Chicago and Phoenix offices, responsible for all business underwritten in his business unit. He began his insurance career with the Allstate Insurance Company at its research and planning center before transferring to the firm's reinsurance division.
Steven is a Fellow of the Casualty Actuarial Society and serves on the Casualty Actuaries in Reinsurance (CARe) meeting steering committee. He has also served on the CAS Committee for Professionalism and Ethics.
Aaron A. Wright, FCAS, MAAA
DIRECTOR, STRATEGY - EARNIX
BYU – BS IN STATISTICS ∙ UTSA – MS IN DATA ANALYTICS
Aaron is a Strategy Director at the FinTech company, Earnix. Utilizing his insurance expertise, Aaron sets the company strategy and works with global insurance companies to modernize their insurance technology stack. Prior to joining Earnix in 2021, Aaron worked as an Executive at United Services Automobile Association (USAA). During his 20 years with USAA, he held several roles, including Pricing, State Management, Catastrophe Management, Comparative Pricing and Analysis, and leading a Modeling Center of Excellence.
Aaron graduated from Brigham Young University with a Bachelor's of Science in Statistics. He also has a Master's of Science in Data and Analytics from UTSA. He is an AIR Certified Catastrophe Modeler, a Chartered Property Casualty Underwriter, and a Fellow of the Casualty Actuarial Society.
BYU – BS IN STATISTICS ∙ UTSA – MS IN DATA ANALYTICS
Aaron is a Strategy Director at the FinTech company, Earnix. Utilizing his insurance expertise, Aaron sets the company strategy and works with global insurance companies to modernize their insurance technology stack. Prior to joining Earnix in 2021, Aaron worked as an Executive at United Services Automobile Association (USAA). During his 20 years with USAA, he held several roles, including Pricing, State Management, Catastrophe Management, Comparative Pricing and Analysis, and leading a Modeling Center of Excellence.
Aaron graduated from Brigham Young University with a Bachelor's of Science in Statistics. He also has a Master's of Science in Data and Analytics from UTSA. He is an AIR Certified Catastrophe Modeler, a Chartered Property Casualty Underwriter, and a Fellow of the Casualty Actuarial Society.